Compare Car Insurance Quotes
How to Compare Car Insurance Quotes
Car insurance is a legal requirement in most states so you want to make sure that you’re not paying too much. That’s why we recommend comparing car insurance rates with multiple carriers before you make a purchase.
So what’s the best way to compare insurance quotes?
You could call an insurance broker or agent and give them your details and let them do all the work. This is a handy way to do it as you don’t have to spend hours calling multiple companies and giving them the same details over and over again. You should use an agent that’s not linked to just one insurance carrier and can provide options from a few different companies. Like us for example! (shameless plug number 1)
If you want to speak to an agent or broker face-to-face, then you could drive to your nearest licensed agent and ask them to find you the best quote. Again, make sure that they are independent and not linked to just one insurance carrier.
The quickest way to compare prices is online using a website like ours (shameless plug number 2) which will take your information and pull in quotes from some of the top car insurance carriers in the U.S. And if you have received an online quote from us, you can then pick up the phone and speak with one of our licensed agents to ask any additional questions before buying that policy.
Insurance Comparison Tip
When comparing multiple car insurance quotes it’s useful to know how insurance carriers calculate the rates that they show you. The typical metrics used are your age, the car you drive, your driving record, and the level of risk in the area you live and drive most. The type and amount of coverage you choose will also have an impact on the price you pay.
The most expensive quote doesn’t always mean it’s the best. This is why we recommend taking time to compare the level of cover in each plan to make sure that you are happy with things like the deductible or excess, breakdown assistance, windshield cover, and any other specific items that are covered in one policy and not in another.
Payment Plans
Some carriers will offer a 6-month or a 12-month policy. Check the proposed payment schedule and see if they offer a monthly payment plan that won’t cost any more than the upfront total amount. This can soften the blow and prevent you from paying out a $2,000 fee from day one.
What Info is Needed?
For any of the above methods of comparing car insurance, you will need the personal information of anyone that will be named on the policy, including date of birth, driver’s license details, and home address if it’s different from the main policyholder.
The driving history and any previous insurance history of all the drivers being named on the policy.
You will need the car’s VIN (vehicle identification number), make, model, year, and list of any modifications, if any.
Finally, you will need payment information like a credit card if you want to purchase the policy straight away. Some carriers will provide the quote online but then require you to call and make payment over the phone. If you are a first-time car insurance buyer then they will probably look for a deposit upfront.
What are the best insurance comparison sites?
If you choose to search online for your next car insurance policy, you will find a few different sites offering different tools and methods for comparing quotes. Coverzoo, along with all of the other comparison sites will request some personal information in order to find you multiple quotes. When you search online or by phone using Coverzoo, you are cutting out the slow, tedious task of calling individual insurance carriers to get a quote. If you want to avoid spam calls and emails, try to find out how the website handles your information before submitting your information.
Get a Quote for Car Insurance
Phone one of our licensed agents or compare car insurance quotes online with our free Quick Quote tool. We will search the top car insurance carriers nationwide to find you some insurance plans to compare. We work with Farmers, Travelers, Liberty Mutual, Safeco, Mercury, Nationwide, and many more companies to find you quotes in less than 5 minutes.